Pension age have gone up from 61 years, however a person can still opt to take pension at the age of 61 if enough contributions have been paid. However this is subject that one cannot be engaged in any work between the age of 61 and that of the actual retiring age. A person has the options, either to keep on working full time practically gaining the difference between the pension and the salary or more likely is to stop working completely and may be encouraged to work in the black market.


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